Opening a bank account in the US

Reasons for Opening a Bank Account in the US

Many investors are interested in investing in the US and investing in real estate and business in the US.

The reasons for this are varied, but most of the interest in the American market is due to a high return, whether in real estate or various other businesses. In addition to investing in the US, many investors are interested in opening a bank account in the United States for relocation purposes for work and/or study in the US. The reason for opening a bank account in the US is simple – use of local currency without exchange fees and/or use of a local American credit card and in addition, the option to start creating credit in the account that will allow the account holder with his credit score for establishing credit in the future.

The main reasons for opening a bank account in the US:

  • Opening an American bank account to establish an LLC – Usually, after opening an LLC in the US, the investor and/or entrepreneur will be required to open a bank account for the company in order to make payments and/or transfer funds whether to suppliers and/or entities within or outside the US and sending money to the investor’s country.
  • Issuance of a debit card and/or credit card.

Emphases for Opening a Bank Account in the US

After the events of September 11, the US government has become much stricter in their fight against capital smuggling and money laundering, so in most places today it is not possible to open a US bank account remotely. In other words, the account holder is required to physically arrive at the bank branch where he is interested in opening a bank account and present himself with the relevant documents that are usually: a passport if the account is private, and a passport and the various documents belonging to the account holder’s company such as a Tax ID and EIN number in the US and more.

Opening a bank account in the US can usually be done on the same business day and at the same time that the account holder shows up at the branch. A credit card will usually be sent to the account holder by mail and will arrive within a week or two. If the person who wants to open a bank account in the US comes to the US to do so, it is recommended to be updated on holidays and dates in the US so that the person interested in opening a bank account in the US does not arrive on a national holiday when the bank branches are closed. In addition, it should be taken into account that sometimes it is necessary to make an appointment in advance to open an account and therefore it is recommended to call the bank branch by phone and arrange an appointment.

In addition, it is recommended to take into account credit cards will arrive in about a week or two, so if the account holder wants to return to his country quickly, the time for credit cards and checkbooks to arrive at their destination must be taken into account.

Opening a Bank Account in the US for the Purposes of an E2 Investor Visa

Many clients who contact our office are interested in opening a bank account in the US in order to transfer funds to the US for business investment and obtaining an E2 US Investor Visa which gives the option to work and reside in the US for several years.

Opening a bank account in the US for visa purposes is a necessary and essential procedure and is a necessary step in the list of things that must be done in order to obtain an E2 Investor Visa.

Our firm specializes in assisting our clients in opening a US bank account, opening an LLC and issuing a Tax ID number for their company. In addition, our firm handles submission of E2 Investor Visa applications for investors and foreign nationals.

Contact us for more details and a consultation meeting!